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pace™ technology puts you in control.
if you haven’t yet experienced it, you’re going to love our proprietary pricing automated credit engine (pace™). it’s is a first-of-its-kind technology that powers our home loan origination system and web site, giving you and our home loan experts the ability to search our database of thousands of home loan programs within seconds to find the best-priced programs that fit your unique credit and financial profile.

how does pace™ work?
(other than really, really well).
answer a few questions online or with a home mortgage banker over the phone and marvel at the results: a list of home loans tailored to you, complete with interest rates, monthly payment, and program eligibility. you get fast, useful information without the surprises.

after you finish your custom home loan search, we'll create a personal loan home center web page just for you. visit it at any time to view your search results or to sort your home loan programs based on your priorities, such as type of home loan, monthly payment, apr, interest rate, or other criteria. each time you visit your personal loanhomecenter.com; you can refresh your page for live, up-to-the-minute rate updates. there's never any cost or obligation for this unique service.

 
 
rates as of:
purchase & refinance
productrateapr
option arm1.000%1.106%
1 month arm2.000%2.116%
3/1 libor arm4.750%4.896%
15 year fixed5.000%5.257%
30 year fixed5.375%5.529%
30 yr fixed jumbo5.875%6.035%
home equity
product rate apr
line of credit 5.250% 6.000%
installment loan 5.500% 5.761%
assumptions
get personalized rates
 

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