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home equity lines of credit

what is a home equity line of credit?
a home equity line of credit (heloc) is a variable rate loan. that means the interest rate and annual percentage rate (apr) can move up or down, depending on the index, prime rate, as published in the wall street journal. as you make payments towards your balance, the available credit to spend will increase. utilize the funds at your convenience.

loanhomecenter.com equity line offers the following benefits & choices:
low 3-month introductory rate of 5.25% (6.00% apr).
interest rate of the prime minus ¼ for life.
no income documentation loans
use new appraised value, regardless of length of residency
interest only payments - interest can be a tax write-off*

we offer multiple product terms available:
10 year draw with interest only payments during term
15 year draw with interest only payments during term
25 year draw with interest only or p&i payments during term

call our equity specialists for a free debt analysis consultation today or apply now.
learn more about our home equity installment loans.
learn more about our simple, fast loan process.
 
* consult with your tax advisor.

 
rates as of:
purchase & refinance
productrateapr
option arm1.000%1.106%
1 month arm2.000%2.116%
3/1 libor arm4.750%4.896%
15 year fixed5.000%5.257%
30 year fixed5.375%5.529%
30 yr fixed jumbo5.875%6.035%
home equity
product rate apr
line of credit 5.250% 6.000%
installment loan 5.500% 5.761%
assumptions
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