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cash in your hands in as little as 10 business days
our goal is to put cash in your hands, or pay off your debts for you, within 10 business days. we have outlined our home equity loan process below, so you know what to expect from us, and what you can do to expedite the process. loan home center assigns an equity specialist and equity coordinator to every loan, to ensure that your process is smooth from start to finish.

step 1: submit your application. apply online or over the phone.
an equity specialist will call you to verify information and let you know the documentation required to complete your loan.

step 2: send documentation to the equity specialist.
(toll free fax: 1-866-212-2919)
this usually includes pay stubs, w-2 forms and a copy of your monthly mortgage statement. any documentation must be produced within 72 business hours. download borrower's authorization form

step 3: an equity coordinator will process your documentation, order necessary reports, and set up a signing appointment around your schedule.

step 4: documents are signed, in your home (or designated location), at your convenience.

step 5: your equity coordinator receives all signed documents.
final check that everything is completed, signed, and in order.
equity coordinator sends your loan to the funding group.

step 6: our funding department writes you a check (or your creditors) and sends it off!

call our equity specialists to start the loan process today. or apply now.

learn more about our home equity line of credit or installment loans.

 
rates as of:
purchase & refinance
productrateapr
option arm1.000%1.106%
1 month arm2.000%2.116%
3/1 libor arm4.750%4.896%
15 year fixed5.000%5.257%
30 year fixed5.375%5.529%
30 yr fixed jumbo5.875%6.035%
home equity
product rate apr
line of credit 5.250% 6.000%
installment loan 5.500% 5.761%
assumptions
get personalized rates
 

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