 |
today's rate assumptions
|
| products |
fico |
property type |
occupancy status |
state |
cltv (1) |
max loan amount |
prepay penalty (2) |
points |
| option arm (3) |
720+ |
sfr |
primary residence |
ca |
80% |
$650,000 |
no |
2.00 |
| 1 month arm (4) |
720+ |
sfr |
primary residence |
ca |
80% |
$359,650 |
no |
2.00 |
| 3/1 libor arm (4) |
720+ |
sfr |
primary residence |
ca |
80% |
$359,650 |
no |
2.00 |
| 15 year fixed (4) |
720+ |
sfr |
primary residence |
ca |
80% |
$359,650 |
no |
2.00 |
| 30 year fixed (4) |
720+ |
sfr |
primary residence |
ca |
80% |
$359,650 |
no |
2.00 |
| 30 yr fixed jumbo (3) |
720+ |
sfr |
primary residence |
ca |
80% |
$650,000 |
no |
2.00 |
above quotes are with impounds.
| products |
fico |
property type |
occupancy status |
state |
cltv (1) |
max loan amount |
prepay penalty (2) |
points |
| 25-year (10 yr draw/15-yr repay) |
720+ |
sfr
|
primary residence
|
ca
|
80%
|
$100,000
|
yes
|
n/a |
| 15-year loan |
720+ |
sfr |
primary residence |
ca |
80% |
$200,000 |
yes |
n/a |
(1) cltv above 80% may require private
mortgage insurance. (pmi)
(2) no prepay option is available, but may change rate and
points.
(3) p&i payment calculation assumes a loan amount of $450,000.00.
(4) p&i payment assumes loan amount of $200,000.00.
|
|
|